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Equity Release Myths Uncovered
May 17th 2026

Equity Release Myths Uncovered

"Will I lose my home?" and other equity release myths Equity release is one of the most misunderstood financial products in the UK. A lot of what people think they know about it is either out of date — the product has changed significantly over the last fifteen years — or simply wrong from the start. Among the older homeowners I work with across Barnet, Potters Bar and the wider North London area, the same handful of fears come up over and over. Most of them either don't hold up under scrutiny or have a much smaller version of truth than the worry suggests. In this article I explore some common myths about equity release and how modern equity release plans offer flexible consumer friendly features that busts the common myths.
A Case Study: Preventing Repossession in Potters Bar
May 17th 2026

Preventing Repossession in Potters Bar

Preventing repossession in Potters Bar — a case study Facing repossession of your home is one of the most stressful experiences anyone can experience in their lives. Throughout my career, I have helped a countless number of people protect their homes and here is one of the recent examples.
Case study:  How a Barnet dad used equity release to help her daughter purchase her dream home
May 17th 2026

Intergenerational Wealth Transfer via Equity Release

How Intergenerational Gifting Helped a Barnet dad. Buying your first home is a dream come true for many. Unfortunately, property prices have become prohibitively expensive over the years and the average first time buyer's age in the UK keeps increasing. This is a worry for children as well as their elderly parents. In this example , a Barnet dad decides to help his daughter purchase a property by releasing wealth from his own property.
Leasehold flats in Barnet: can you still release equity?
May 17th 2026

Leasehold flats in Barnet & North London : can you still release equity?

Leasehold flats in Barnet: can you still release equity? If you own a leasehold flat in Barnet or North London, you may assume equity release is difficult or even impossible. In reality, many leaseholders can still qualify, although lenders will look more closely at factors such as lease length, service charges, ground rent, and the overall suitability of the building. This article explains the key issues lenders consider, what happens if your lease is too short, and how some homeowners are able to extend their lease and arrange equity release at the same time. It also covers common challenges with leasehold flats and what steps to take if you are considering releasing equity from your property.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.